*This CCS calculator provides an estimate only. For 100% accurate results, use the official Government Child Care Subsidy calculator.

Not sure what the numbers mean? Childcare fees in Australia can look confusing at first because your real cost depends on your subsidy percentage, activity hours and booked days. We explain how the gap fee works and what families actually pay in our guide to childcare costs after CCS. Not sure if you are eligible? See what income qualifies for the Child Care Subsidy.

How is the Child Care Subsidy calculated?

Your CCS percentage is based on your family's combined annual income and your activity level - things like work, study or volunteering. The subsidy applies to either your actual hourly fee or the government's hourly rate cap, whichever is lower. For centre-based day care, the current hourly rate cap is $14.63 per hour.

What does the subsidy actually cover?

Families earning below $85,279 receive a 90% subsidy. For incomes between $85,279 and $535,279 the subsidy reduces by 1% for every additional $5,000 earned. Families earning $535,279 or more are not eligible for CCS. Families with more than one child aged 5 or under and earning below $367,563 may receive up to 95% for their younger children.

The 2026 3-Day Guarantee

From 5 January 2026 all eligible families are entitled to at least three days of subsidised care per week (72 hours per fortnight) regardless of work or study activity. To access up to 5 days you'll still need to meet the activity test with more than 48 hours per fortnight in recognised activity.